Easy-to-use personal finance apps for saving more, spending less, investing smarter and more
These apps are money.
Millions of Americans are banking on doing better with their finances in 2018. Indeed, saving more/spending less is among the top 5 most common New Year’s resolutions that people say they’re making for 2018, according to data on Google searches gathered by iQuanti. That’s up roughly 17% from 2016 data.
But many of us will fail at achieving these resolutions. Indeed, data shows that less than one in 10 people achieve the resolutions they set. One big reason that money resolutions fail: It’s difficult to save more, spend less and get better with money as we juggle so many of life’s other priorities.
So Moneyish asked experts their favorite apps — that are simplest to use — that can help you more easily save more, spend less and otherwise get your money in order. Here are some of their favorites.
Truebill and Trim: To cancel unwanted subscriptions and lower bills — automatically. “Consumers spend more than $500 billion per year on subscription services, but more than 70% say they’d have cancelled their subscriptions previously — except, they forgot,” writes Moneyish’s Reed Alexander. Automate that process with the apps Trim or Truebill. They analyze your bank accounts to find recurring subscriptions and will cancel those for you if you opt for that; they also look for bills and can negotiate lower rates on those when you authorize that. The apps are free to download but they may charge you to negotiate bills; you will be given the option to decline that and do it yourself.
