Claiming auto insurance benefits can sometimes increase the cost of premiums for a policy. The newly released blog post explains when to claim auto insurance benefits. Usually, it is best to claim benefits if the vehicle was heavily damaged in an accident. It is always recommended to inform the agency about any incident.

Clients who have comprehensive auto insurance should always file a claim, as soon as possible, if their vehicle is stolen.

However, there are some situations in which an agency can refuse to meet a car insurance claim. A common cause for refusing auto insurance claims is false information provided by the insured. Some drivers choose to lie on their application form in order to get cheaper coverage prices. If these lies are discovered, the agency may refuse to pay any claims and terminate the policy.

An accident caused by substance abuse and drinking can also be a reason for not paying benefits. Not only that an agency will refuse the claim, but the insured’s rates will go up and sometimes, he or she will be left without vehicle coverage.

Auto insurance can provide essential financial security for a driver in case of an accident. Having vehicle coverage is also mandatory in almost every state and all car owners must carry minimum coverage for their vehicles. Sacrificing financial security for cheaper premiums is never a good idea and it should be a last resort decision.

There are many ways in which someone can find cheap auto insurance plans that at the same time provide good financial security. Clients should always review multiple policies in their areas by comparing online quotes at Since the insurance market is very diverse, the chances of getting cheaper premiums increase with every quote comparison.

“Know when to file an auto insurance claim to avoid a price spike.” said Russell Rabichev, Marketing Director of Internet Marketing Company.

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